Secret of the Rhino

Getting out of debt can be one of life's most difficult challenges, but it is also one of the most important things you can ever do. Debt itself is not a bad thing, if you can borrow carefully as part of a bigger plan.

The sad truth is that many people tend to get into debt without thinking about its dangers and pitfalls. Credit is easily available; very quickly we are overwhelmed by our debt and end up in a cycle of buying on credit and using most of our salaries just to repay interest and debt.

Charge!

The rhino's weapon is to charge. When threatened, it looks for the biggest threat and charges, taking swift control of the situation. Therefore, the Secret of the Rhino teaches you to face your debt head-on. Learn from the rhino by charging down your debt as fast as you can.

the third secret of money manegemant

Secret of the Elephant

Do you know exactly what you earn, or exactly where your hard-earned money is going each month? A great secret of wealthy people is that they take control of their earnings and expenses. Knowing what you earn, what you owe and what you spend on a monthly basis will help put you in control of your finances.

Knowledge is power!

The Secret of the Elephant is: knowledge is power. The African elephant never forgets. Its knowledge, aided by its memory, is its power. It remembers the places it has been, and uses this knowledge to plan its future.
Unlike the elephant, human memory is unreliable. Luckily, we have the ability to read and write to help us remember. Proper record-keeping will help you understand your spending habits much better.
Once you have recorded what you actually earn and spend your money on, you can plan how to change your spending to suit your income and future goals. This knowledge gives you the power to change. Budgeting is a skill that everyone can learn

the second secret of money manegement

yesterday we talked about the secret of the lion - eat first live on the rest today we will discuss the secret of the leopard

Secret of the Leopard

Many savings plans fail because the saver's goals are too vague. In order to convert your goals into reality you need to become very specific about what you want. This is where the Secret of the Leopard can help you.

Have a clear idea of your goals

The Secret of the Leopard is very simple: have a very clear idea of what you are saving for. At the same time you need to be realistic - the leopard always aims for things it knows it can get. When it is young, it first learns to stalk easy targets. As it grows up, it becomes more experienced and can target bigger animals

 

the first of the big 5 secrets of money management

old mutual Zimbabwe has embarked on a nationwide tour of educating student on the secrets of money management. today i will be looking at the first of the 5 secrets which is the secret of the lion.

 secret of the Lion

Most people understand that they need to save, and they do save - but it's only “a bit” at the end of the month, or whenever they can. This doesn't always work, as there are always expenses that eat into this amount. The first secret of the Big Five is the Secret of the Lion.

Eat first, ahead of the pack

The secret of the Lion is to to eat first, ahead of the pack. What does this mean for you? Well, you too should "eat first" and you do this by arranging an automatic deduction from your salary or wages.
If you commit to an automatic, fixed savings plan, you will be forced to change your spending patterns. Even if you have started saving small amounts, you will be developing a savings habit. This habit will make it easier to increase saving over time. If you practice the Secret of the Lion, you will be well on your way to long-term financial security

more secrets of money management to come.......


 

WHAT HAS HAPPENED TO ZIM CULTURE?

What has happened to ZIM culture?

BY TINASHE TIRIVAVI

Publicly discussing sex has been a taboo in Africa particularly in Zimbabwe. This however, took a sad turn when there was an increase in the leaking of sex videos and nude pics especially in the country’s universities.

What has happened to our culture? One would wonder. This has raised an alarm amongst the general community and drove this writer to look into the issue.

One of the students (name withheld) who had her sex video leaked on WhatsApp recently said the living conditions at universities subject them to illicit activities like prostitution and drug abuse which in turn put them in shame.

 “University life is not easy, at times we indulge in prostitution, taken images whilst naked only to please our male counterparts and this eventually ruins,” she said.

“I have no idea how my video leaked and when it was taken it was only meant for my ex-friend,” she added.

Prosper Mudavanhu a Women activist said the nation should stop victimizing the woman when a tape or image leaks but should also take into consideration she was not alone on the video.

He also said there is need to put in place stiff penalties for the man who leak the videos and pictures.

The recently crowned Miss World Zimbabwe Emily Kachote’s nude pictures leaked and now she’s on the verge of losing her crown.

One analyst asked why release the pictures now that she has won?

The question remains what has happened to the Zimbabwean culture? The culture of keep sex issues to the married people and keeping the issues in bedrooms. What should we do as Zimbabweans to curb this issues?